As you are aware the open enrollment for health insurance has closed. However, many people are still left without health insurance until the next scheduled open enrollment period.
We provide real options to provide affordable access to medical care while you are waiting for the next open enrollment period.
Short term medical insurance has become popular, many plans have low monthly premiums.
Short term medical insurance plans, do not meet the minimum essential coverage of the healthcare reform law. Unlike major medical insurance, preventive care may not be covered at 100%, their is a lifetime limit on medical claims submitted, Short term medical insurance is not exempt from the indiviual mandate of the healthcare reform law. In addition, plans are considered medically underwritten, they are not guaranteed issue.
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Nevada insurance Group, an independent Insurance Broker of Las Vegas helping everyone with affordable access to healthcare resources, pharmacy assistance, prescription assistance, healthcare reform questions for individuals and companies.
Dante Thompson, Licensed Broker for the Nevada Health Link Exchange, and the Federal Health Insurance Marketplace, also know as ObamaCare.
We make it simple, and give you the facts.
As people began to use their new ObamaCare health plan, they are beginning to see the out of pocket medical expenses associated with their health insurance. For example, office visits, specialist care, medical diagnostic labs. Some supplemental health insurance may not cover these types of medical expenses. So what do you do?
Things like office visits, specialist visits, vison care, dental care are all things we are aware of and prepare for. If we prepare for them, we set money aside to cover these basic medical expenses in accounts such as a savings account, or health savings account.
Health Savings Accounts, allow for tax deductible savings (check with your tax advisor) These accounts are linked with an investment management function to help grow your healthcare dollars. Click on the HSA tab above for more information.
Your information is safe with us. All information submitted on this website or a website owned/operated by Nevada Insurance Group or Dante Thompson is protected under HIPAA and State/Federal Laws and Regulations.
The affordable care act or ACA has changed the way people purchase health insurance, for starters many american's now have an oppurtunity to apply for medicaid in the state in whcih they reside. Another point is american's who enroll in a ObamaCare plan or QHP (Qualified Health Plan) can save on things link monthly premiums, copays, and deductibles.
Health insurance for the LGBT Community, with many states recognizing same-sex marriage and domestic partnerships; couples can apply as a family and save big. For example, instead of being forced to purchase seperate insurance policies due as before now with the new changes insurance may include both couples and dependent children.
Their are many plans to choose from, which range from Platinum, Gold, Silver or Bronze. Each coverage level has set healthcare cost associated with each.
The best way to predict your premium will be to determine if you will be eligible for a subsidy, their are many subsidy calculator's available on the internet. Contact us for the best one.
Medicaid : Income Less that 138% FPL
(Final Determination is with State Medicaid Office)
CHIP: (Final Determination is with State Medicaid Office)
Subsidy: Income between 139% and 400% FPL
Cost Sharing: annual household income at or below 250% of the FPL, OR an annual household income at or below 300% of the FPL for American Indians and Alaska Natives and enroll in a Silver Plan.