What is Renters Insurance?
Renters insurance, also commonly called hazard insurance or homeowner's insurance (and often abbreviated in the US real estate industry as HO4), is a type of property insurance that covers a private apartment residence.
It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the renter, as well as liability insurance for accidents that may happen at the apartment or at the hands of the apartment within the policy territory.
Typical Renters Insurance Coverages
Section I — Property Coverages
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