There are many discounts that you may be eligible for to help offset the increase in price. The discounts include things like safe driving, accident and claim free, defensive driving courses, length of prior insurance, home ownership, mobile home ownership, EFT payment option, payment in full, occupation, education, marital status, and the multi policy discount.
Other factors include items such as personal credit history, payment history with your current auto insurance carrier, loyalty rewards, and the location where you live.
When you get your auto insurance renewal speak with a independent insurance agent. An independent insurance agent can provide quotes of multiple companies and explain your auto insurance coverages.