If your adjusted gross income is between 138-400% of the federal poverty level (FPL) then you may qualify to purchase a health insurance plan through the Nevada Health Exchange. The Nevada Health Exchange is a state based exchange that utilizes the federal platform, healthcare.gov to process health insurance enrollments.
The 2018 health insurance rates has been approved by the Nevada Department of Insurance. This year's health insurance open enrollment will only consist of two health insurers. The health insurers are Health Plan of Nevada and Silver Summit. Both health insurance plans has been approved as an HMO driven health insurance plan.
Both health insurance plans will have new medical providers and medical facilities in the plan network. The monthly premium between each of the plans are very competitive to each other. The differential part maybe the medical provider network.
There is an estimated 30,000 Nevadans who are currently enrolled into a health insurance plan that would need to change to current 2018 health insurance plan. If a consumer does not re-enroll the consumer will be auto enrolled into a similar health plan/ health insurer. Insurance Group of Nevada is urging customers to contact their local independent insurance broker for assistance with enrolling into a 2018 health insurance plan.