Nevada auto insurance rates is based on many factors, one factor is personal credit history. If your credit was poor 3 months ago and now your credit score has increased it is likely your auto insurance rates may decrease. Another factor is violation and accident reporting. The company Choice Point, also known as LexisNexis manages consumer data for many insurance companies. Information consist of driving record, court documents, accidents and violations. Consumers has the same right to dispute inaccurate information with LexisNexis as they do with Equifax, Transunion, and Experian.
Consumers has a right to review their report by calling Choice Point at 1-800-456-6432.